Foundation Certification — Manufactured Homes
If you are planning to buy a manufactured home or mobile home, you’ll likely need a loan. These loans — usually FHA loan (Federal Housing Administration), VA loan (Veteran Affairs) — require the building to meet certain standards before you can qualify for the loan. And with a mobile or manufactured home, this typically means you’ll need a foundation certification.
While manufactured homes are required to meet certain building standards when they are constructed at the production facility, this is separate from the foundation requirements. These homes can be built on different types of foundations and not all are permanent. The Department of Housing and Urban Development’s (HUD) Permanent Foundation Guide for Manufactured Homes dictates what constitutes a permanent foundation.
Many of these homes are purchased without VA or FHA loans and therefore do not need a permanent foundation certification. But, if you plan on obtaining a government-sponsored loan, you’ll need that foundation certification, and we can help!
Manufactured Home Foundation Certifications
We have partnered with the engineers at Foundation Certifications to provide a turn-key foundation certification service to you. You may place your order online by going to http://www.FoundationCerts.com/order.
We can schedule these foundation certifications at the same time as your manufactured home inspection, which streamlines the whole process. Not only will we provide you with a thorough and quality home inspection of the mobile or manufactured home you plan to buy (or sell), but we will also gather all the appropriate information and data for qualified engineers to review.
It typically takes less than a week turnaround time to get the foundation certification and can be rushed if you’re on a tight timeline.
If you are selling or buying a manufactured home, then most likely a foundation certification will be required. For all FHA and VA loans, an engineer’s foundation certification is required that states that the home is placed on a permanent foundation that complies with the “HUD Permament Foundation Guide for Manufatured Homes”, dated 1996 by the US Department of Housing and Urban Development (HUD).